Gift Card Guides
Explore our comprehensive collection of gift card guides covering everything from purchasing and using gift cards to staying safe and avoiding scams.
Featured Guides
Popular Guide
Complete Guide to Buying Gift Cards Safely
Learn where to buy gift cards, how to spot fakes, and what to look for when purchasing both physical and digital gift cards.
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Essential Reading
How to Avoid Gift Card Scams
Comprehensive guide to recognizing and avoiding common gift card scams, including real-world examples and prevention tips.
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Beginner Friendly
How to Use Gift Cards Online and In-Store
Step-by-step instructions for using your gift cards for online shopping, in-store purchases, and mobile payments.
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Complete Guide to Buying Gift Cards Safely
Purchasing gift cards seems simple, but there are important considerations to ensure you're buying authentic cards and protecting yourself from fraud.
Where to Buy Gift Cards
Safest Options:
- Directly from retailers: Purchase at the physical store or official website of the brand
- Major retailers: Grocery stores, pharmacies, and big-box stores (Walmart, Target, etc.)
- Financial institutions: Banks and credit unions often sell prepaid cards
- Official online platforms: Amazon, Giftcards.com (for legitimate multi-brand options)
Avoid These Sources:
- Online auction sites (eBay, etc.) - high risk of fraud
- Social media marketplace (Facebook Marketplace, Craigslist)
- Discount gift card resellers (unless thoroughly verified)
- Unfamiliar websites offering too-good-to-be-true discounts
- Individual sellers you don't know personally
Inspecting Physical Gift Cards
Before purchasing a physical gift card, always inspect it carefully:
- Check the PIN area: Make sure the protective scratch-off coating is intact and hasn't been tampered with
- Inspect packaging: Look for tears, re-sealing, or damaged packaging
- Verify security features: Check for holograms, watermarks, or other security features
- Look for alterations: Be suspicious of stickers covering parts of the card or additional barcodes
- Check the card itself: Ensure it's not damaged, scratched, or showing signs of use
Digital/E-Gift Card Safety
When buying digital gift cards:
- Only purchase from official brand websites or authorized retailers
- Verify the URL is correct (watch for spoofed websites)
- Use secure payment methods (credit card, PayPal)
- Save confirmation emails immediately
- Check that the email sender is legitimate
Payment Best Practices
- Use credit cards: They offer better fraud protection than debit cards or cash
- Keep receipts: Always save your purchase receipt as proof
- Activate immediately: Some cards need to be activated; do this right away
- Register if possible: Many retailers allow you to register gift cards for added protection
How to Avoid Gift Card Scams
Gift card scams have become increasingly sophisticated. Understanding common tactics can help you avoid becoming a victim.
Common Gift Card Scam Types
1. Government Impersonation Scams
How it works: Scammers claim to be from the IRS, CRA, Social Security Administration, or other government agencies, demanding immediate payment via gift cards for taxes, fines, or fees.
Red flags:
- Threats of arrest or legal action
- Demands for immediate payment
- Request for payment via gift cards
- Pressure tactics and urgency
Reality: Government agencies NEVER demand payment via gift cards. They send official written notices and accept checks, money orders, or electronic payments through official channels.
2. Tech Support Scams
How it works: You receive a pop-up, email, or call claiming your computer has viruses or security issues. They offer to fix it for a fee paid via gift cards.
Protection:
- Legitimate tech companies don't make unsolicited calls
- Never grant remote access to unknown callers
- Use trusted antivirus software
- Hang up and contact the company directly using official numbers
3. Romance Scams
How it works: Someone you met online develops a relationship with you, then requests gift cards for emergencies, travel, or other needs.
Warning signs:
- Professes love quickly
- Always has emergencies requiring money
- Makes excuses to avoid meeting in person
- Specifically requests gift cards
4. Prize/Sweepstakes Scams
How it works: You're told you've won a prize but must pay fees, taxes, or shipping via gift cards to claim it.
Remember: Legitimate prizes don't require upfront payment, especially not via gift cards.
General Scam Prevention Tips
- No legitimate entity demands gift card payment: Government agencies, utilities, employers, or businesses don't require gift cards
- Ignore threats and pressure: Scammers use urgency to prevent you from thinking clearly
- Verify independently: Hang up and call the organization directly using a number you find yourself
- Don't share card information: Never give gift card numbers or PINs to anyone who contacts you
- Be skeptical of "too good to be true" offers: Extremely discounted gift cards are usually scams
What to Do If You've Been Scammed
- Contact the gift card company immediately: Report the scam with the gift card number; they may be able to freeze or refund the card
- Report to authorities:
- FTC (USA): ReportFraud.ftc.gov or 1-877-FTC-HELP
- Canadian Anti-Fraud Centre: 1-888-495-8501
- Local police department
- Document everything: Keep records of communications, receipts, and card information
- Alert your bank: If you purchased the gift cards with a credit/debit card
How to Use Gift Cards
Using Gift Cards In-Store
- Present the gift card to the cashier at checkout
- The cashier will scan the card or manually enter the number
- The purchase amount will be deducted from the card balance
- If the balance is insufficient, you can pay the difference with another payment method
- Keep the receipt showing remaining balance
Using Gift Cards Online
- Add items to your shopping cart
- Proceed to checkout
- Look for "Gift Card," "Promo Code," or "Payment Method" section
- Enter the gift card number and PIN (if required)
- Click "Apply" or "Add"
- The balance will be deducted from your order total
- If needed, add another payment method for the remaining balance
Tips for Using Gift Cards
- Check balance before shopping: Know how much is available
- Use for larger purchases: Avoid small remaining balances
- Combine with sales: Maximize value by shopping during promotions
- Register the card: If possible, register for added protection
- Keep track of balances: Check after each use
- Use before expiration: Don't let cards expire unused
Brand-Specific Guides
We provide detailed guides for popular gift card brands:
Amazon Gift Cards
How to buy, redeem, and manage Amazon gift cards for shopping on Amazon.com and other Amazon marketplaces.
Apple & iTunes
Complete guide to Apple gift cards for App Store, iTunes, Apple Music, and Apple hardware purchases.
Google Play
Using Google Play gift cards for apps, games, movies, books, and in-app purchases.
Visa & Mastercard
Everything about prepaid Visa and Mastercard gift cards that work anywhere cards are accepted.
Walmart Gift Cards
Purchasing and using Walmart gift cards in-store, online, and at Sam's Club.
Target Gift Cards
Target gift card guide including RedCard benefits and special promotions.
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